Long Term Disability

Coverage

This benefit pays up to 66 2/3% of your monthly earnings if you become disabled. The minimum benefit is $100 per month and the maximum benefit is $10,000 per month. These benefits may continue for as long as the disability continues, up to age 67 for most employees. In addition:

  • Benefits begin after a 180 day waiting period.
  • The LTD plan does coordinate with any benefits you may be receiving from Social Security and/or State disability retirement benefits.
Cost

Employees with a leave plan will lose one personal day each fiscal year; employees without leave plans will have a one time deduction of .2% taken off their first across the board increase.

Eligibility

Only those employees not eligible to be represented by the VSEA, including Classified, Confidential, Elected or Appointed Officials, and Exempt Employees are eligible to join the plan. In addition, enrollment is effective following one year of continuous active employment and is mandatory.

Administrator

The Standard Insurance Company
75 Market Street, Suite 403
Portland, ME 04101
(877) 247-1427

www.standard.com