Open Enrollment

New this year!

Active Employees may complete the Open Enrollment process online through the Employee Self-Service section in VTHR.

  • Make online changes to your Medical Insurance coverage status

  • Enroll in the 2019 FSA Program (FSA re-enrollment required each year for participation).

Get Step-by-Step Instructions Here
Please note: For data security reasons, you must be onsite at a state office facility to access the Open Enrollment portal in VTHR.

Open Enrollment runs from November 1 to midnight on November 30, 2018.  Changes are effective January 1, 2019

Retirees, and any active employees unable to complete enrollment online, may submit paper enrollment forms. Scroll down for links to the relevant forms and other information.
Please DO NOT mail paper duplicates of emailed forms.

 

Medical Coverage

This is your annual opportunity to enroll in the health plan, change the health plan option you are currently in, or add dependents (active employees only).  If you wish to make a change in your health plan option, now is the time to do so. All changes will become effective on January 1, 2019. If you take no action, your coverage status in the health plan will continue as is. You only need to act if you wish to make changes. 
The open enrollment period is also an excellent time to ensure that information on your enrolled dependents is accurate (date of birth, social security number, etc.).
This is also a good time to review your beneficiaries for your life insurance and retirement (Retirement Office: 802-828-2305).

Medical Premium Rates

There will be a 0% increase to your medical plan premium beginning January 2019 due to a combination of a competitive bid process and several impactful plan design changes.

For more information regarding the plan design modification for both the health insurance and pharmaceutical plans, visit this FAQ page

Please note that as a result of these plan design changes, you will be issued new ID cards by both BCBSVT and ExpressScripts. Please open all communications from both of these providers over the next couple of months as your current ID cards will no longer be active on January 1 and you must switch to the new cards.

Active Employees 2019 Health Benefits Premium Chart
Retired Employees 2019 Health Benefits Premium Chart

Flexible Spending Account Plans

Please note: Current participants of the FSA plan must re-enroll for 2019 per IRS regulations. Enrollment packets will not be mailed, so be sure to download the necessary forms, which can be accessed by clicking the link in the Forms Section below. 

If you take no action, you will NOT be enrolled in the program for 2019.

The health care flexible spending account (FSA) plan includes a provision that will allow participants to carry over up to $500 of unused contributions into the following plan year. If you have unused money left in your health care FSA, you can apply up to $500 of the leftover balance to the following plan year account. If you have never participated in a health care FSA, now is the time, as this is a great opportunity to sign up for at least $500 since you can avoid losing any unused funds with the $500 carryover provision. This plan allows you to have monies deducted from your paycheck on a pre-tax basis to pay for your out-of-pocket expenses, such as your copays, uncovered dental expenses, glasses, etc. It works a lot like the Pre-tax Medical Premium Deductions. The money that you contribute to this account is deducted from your gross income first and then your taxes are calculated and deducted after that. Therefore, you are paying less in both federal and state taxes. To see your individual projected savings, go to: Savings Calculator

In addition, you can also have monies deducted on a biweekly basis to cover your child care expenses for your children under 13 years of age. These monies are also deducted on a pre-tax basis.
The maximum amount that can be contributed to a Health Care Account is $2,650 per year. The Dependent Care Account maximum is $5,000 (or $2,500 for couples filing a joint tax return).

Life Insurance Premium Rates

There will be no change in the premium rate for 2019.

Benefit Fairs:

We will hold Benefits Fairs with representatives from BlueCross/BlueShield, Delta Dental, Express Scripts, Invest EAP, ASIFlex Inc., Prudential, the Vermont Higher Education Investment Plan, and the Retirement Division, at the following locations:
11/02/18 – Burlington: 108 Cherry St, Zampieri Bldg, 2nd floor Rooms A,B,C 9am-3pm
11/05/18 – Rutland: Asa Bloomer Bldng, 88 Merchants Row, Room 266 9am-1pm
11/06/18 – Waterbury: State Complex, Sally Fox Conf Rm, Cherry A,B,C 9am-3pm
11/07/18 – Montpelier: 133 State St, Basement Conf Rm 9am-3pm

Declaration of Health Coverage Forms

If you are an active employee and you are eligible to enroll in the State Employees’ Health Plan but have other health insurance coverage, you are required to submit a Declaration of Health Insurance Coverage Form.  A copy of this form can be found in the forms section.

Forms Section
(All forms may be emailed to DHR.Benefits@vermont.gov)

Active Employees:

Health Plan:
Medical/Dental Enrollment Form For Active Employees
Health Benefits Pre-Tax Premium Form (No annual re-enrollment required. Check paystub for current status.)
2019 Active Employee Health Premiums
Health Plan Comparison Chart
SelectCare Plan Summary of Benefits
TotalChoice Plan Summary of Benefits
2019 National Drug Formulary
Domestic Partner Application and Policy
Declaration of Health Coverage
Legislator Dental Enrollment Form
Flexible Spending:
2019 Flexible Spending Annual Election Form (Annual enrollment required.)
Flexible Spending Account Debit Card Form
Flexible Spending Booklet
Deferred Compensation Change Form
(Deduction changes are made immediately unless a specific pay period is identified.)
 

Retired Employees:

Health Plan:
Medical Enrollment Form for Retired Employees
2019 Retireed Employees Health Benefits Premiums
Health Plan Comparison Chart
SelectCare Plan Summary of Benefits
TotalChoice Plan Summary of Benefits
2019 Medicare Drug Formulary
2019 National Drug Formulary