Open Enrollment

The portal for Open Enrollment in VTHR is now open until midnight on Nov. 30:
VTHR sign-in for Open Enrollment

The enrollment portal in VTHR has been updated for this year and we invite you to view the short video tutorial to become familiar with the navigation. (Note: video has no sound.)

Open Enrollment is an annual opportunity to make online changes to your Medical/Dental coverage status, and for Active Employees to elect/renew their participation in the FSA program for 2020.
Please note: For data security reasons, you must be onsite at a state office facility to access the Open Enrollment portal in VTHR.

Open Enrollment runs from November 1 to midnight on November 30, 2019.  Changes are effective January 1, 2020.

Retirees, and any active employees unable to complete enrollment online, may submit paper enrollment forms. Scroll down for links to the relevant forms and other information.
 

Medical Coverage

This is your annual opportunity to enroll in the health plan, change the health plan option you are currently in, or add dependents (active employees only).  If you wish to make a change in your health plan option, now is the time to do so. All changes will become effective on January 1, 2020. If you take no action, your coverage status in the health plan will continue as is. You only need to act if you wish to make changes. 
The open enrollment period is also an excellent time to ensure that information on your enrolled dependents is accurate (date of birth, social security number, etc.).
This is also a good time to review your beneficiaries for your life insurance and retirement (Retirement Office: 802-828-2305).

Medical Premium Rates

There will be a 0% increase to your medical plan premium in 2020, pending union approval.

For SelectCare members only: You will be issued new ID cards from BCBSVT in early January, 2020. The cards will now include a listing of the range of copays associated with your plan. Your current BCBS cards will continue to function.

Active Employees 2020 Health Benefits Premium Chart
Retired Employees 2020 Health Benefits Premium Chart

Flexible Spending Account Plans

Please note: Current participants of the FSA plan must re-enroll for 2020 per IRS regulations. Please use the link above to access the online portal to submit your 2020 election for the Health Care and Dependent (Day Care) accounts.

NOTE: There are 27 pay periods in the 2020 plan year. If submitting a paper form, please divide your annual election by 27.

If you take no action, you will NOT be enrolled in the FSA program for 2020.

The health care flexible spending account (FSA) plan includes a provision that will allow participants to carry over up to $500 of unused contributions into the following plan year. If you have unused money left in your health care FSA, you can apply up to $500 of the leftover balance to the following plan year account. If you have never participated in a health care FSA, now is the time, as this is a great opportunity to sign up for at least $500 since you can avoid losing any unused funds with the $500 carryover provision. This plan allows you to have monies deducted from your paycheck on a pre-tax basis to pay for your out-of-pocket expenses, such as your copays, uncovered dental expenses, glasses, etc. It works a lot like the Pre-tax Medical Premium Deductions. The money that you contribute to this account is deducted from your gross income first and then your taxes are calculated and deducted after that. Therefore, you are paying less in both federal and state taxes. To see your individual projected savings, go to: Savings Calculator

In addition, you can also have monies deducted on a biweekly basis to cover your child care expenses for your children under 13 years of age. These monies are also deducted on a pre-tax basis.
The maximum amount that can be contributed to a Health Care Account is $2,750 per year. The Dependent Care Account maximum is $5,000 (or $2,500 for couples filing a joint tax return).

Life Insurance Premium Rates

There will be no change in the premium rate for 2020.

Benefit Fairs:

We will hold Benefits Fairs with representatives from BlueCross/BlueShield, Delta Dental, Express Scripts, Invest EAP, ASIFlex Inc., Prudential, the Vermont Higher Education Investment Plan, and the Retirement Division, at the following locations:
11/05/19 –  Montpelier: Tax Building, 133 State St, Basement Conference Rms 021-022
11/06/19 –  Burlington: 108 Cherry St, Zampieri Bldg, 2nd floor Rooms A,B,C 9am-3pm
11/07/19 –  Rutland: Asa Bloomer Bldng, 88 Merchants Row, Room 266 9am-1pm
11/08/19 –  Waterbury: State Complex, Sally Fox Conf Rm, Cherry A,B,C 9am-3pm
 
Declaration of Health Coverage Forms

If you are an active employee and you are eligible to enroll in the State Employees’ Health Plan but have other health insurance coverage, you are required to submit a Declaration of Health Insurance Coverage Form.  A copy of this form can be found in the forms section.

Forms Section
(All forms may be emailed to DHR.Benefits@vermont.gov)

Please DO NOT mail paper duplicates of emailed forms.
Please DO NOT send a paper form if you've completed the process online.

Active Employees:

Health Plan:
Medical/Dental Enrollment Form For Active Employees
2020 Active Employee Health Premiums
Health Plan Comparison Chart
SelectCare Plan Summary of Benefits
TotalChoice Plan Summary of Benefits
2020 National Drug Formulary
Domestic Partner Enrollment Forms and Guidelines
Declaration of Health Coverage
Legislator Dental Enrollment Form
Flexible Spending:
2020 Flexible Spending Annual Election Form (Annual enrollment required.)
Flexible Spending Account Debit Card Form
Flexible Spending Booklet
Deferred Compensation Change Form
(Deduction changes are made immediately unless a specific pay period is identified.)
 

Retired Employees:

Health Plan:
Medical Enrollment Form for Retired Employees
2020 Retireed Employees Health Benefits Premiums
Health Plan Comparison Chart
SelectCare Plan Summary of Benefits
TotalChoice Plan Summary of Benefits
2020 Medicare Drug Formulary
2020 National Drug Formulary